Present Projected
  Debit Credit Debit Credit
Income        
Gross Monthly Income    
Less Deductions    
Net Pay
Spouse's Net Income    
Other Income    
Total Net Monthly Income    
         
Monthly Expenditures        
Shelter (Mortgage, Insurance, etc.)    
Transportation (License, Bus Fare, etc.)    
Living Expenses (Food, Clothing, MCTV, etc.)    
Installment Obligations (Credit Cards, Loans, etc.)    
Monthly Savings/Investments:    
Total Monthly Commitments    
         
Residue